S2W Service and Website Terms of Use

Chapter 1. S2W Service Terms of Use

Article 1 (Purpose)

These Terms of Use (the "S2W Service and Website Terms of Use") set forth the matters required between the Company and Members in connection with the use of the data intelligence services and all related services (the "Services") provided by S2W Inc. (the "Company"). If the Company launches a new service, such new service is also provided under these Terms of Use unless otherwise stipulated in separate terms.

Article 2 (Definitions)

The definitions of the terms used in these Terms of Use are as follows.

1. "Services" means the data intelligence services and all related services provided by the Company, which are divided into the individual services set out below. Hereinafter, "Services" refers to the services that the Company provides and the Member has agreed to use, whether as a whole or as individual services (including related services).
   • A. TI (Threat Intelligence) Services: Services that protect customers from various external threats, such as data leaks, through data collection and monitoring/detection technologies (QUAXAR/XARVIS solutions)
   • B. DI (Digital Abuse Intelligence) Services: Services that analyze various forms of digital abuse through research on digital platform transaction data and detect abnormal transaction activities and users
   • C. VI (Virtual Asset Intelligence) Services: Services that conduct in-depth analysis of virtual asset transactions and monitor illicit transactions using AI-based detection technologies
2. "Member" means an individual aged 14 or older, a corporation, or an organization equivalent to a corporation that has entered into a service agreement with the Company under these Terms of Use and uses the Services provided by the Company. There are two types of Members, as set out below.
   • A. Free (Temporary) Member: A Member who may use the free Services for a certain period permitted by the Company.
   • B. Paid Member: A Member who may purchase and use the paid Services.
3. "Paid Services" means those Services of the Company that a Member may use upon payment of the fees set by the Company in advance.
4. "ID" means the email address selected by the Member and approved by the Company for the purpose of Member identification.
5. "Account Information" collectively refers to the information provided by the Member to the Company, such as email addresses, together with Service usage information and other related information.
6. "Content" means all types of information and outputs (including text, images, and videos) provided to Members through the Services.

Article 3 (Posting and Amendment of the Terms of Use)

1. The Company posts these Terms of Use on the Company's website (https://s2w.inc/) in a manner that is readily accessible to Members.
2. The Company may amend these Terms of Use as necessary, provided that such amendment does not violate applicable laws and regulations.
3. If the Company amends these Terms of Use, the Company announces the amended Terms of Use, together with the current Terms of Use, in the manner set forth in Paragraph 1, specifying the effective date and the reasons for the amendment, from seven (7) days prior to the effective date until the day preceding the effective date. However, if the amendment is unfavorable to Members, the Company announces it from thirty (30) days prior to the effective date.
4. If, when announcing or notifying the amended Terms of Use pursuant to the preceding paragraph, the Company has notified Members that failure to express refusal by the day preceding the effective date is deemed consent to the amendment, and a Member does not expressly refuse the amendment, the Company deems the Member to have consented to the amended Terms of Use as of the effective date.
5. A Member who has expressed refusal of the amended Terms of Use may request termination of the service agreement or deletion of their account. If there are special circumstances under which the previous Terms of Use cannot be applied, the Company may terminate the service agreement.
6. As a general principle, these Terms of Use apply from the date on which the Member consents to these Terms of Use until the Member withdraws membership. However, certain provisions of these Terms of Use may remain in effect even after the Member withdraws membership.

Article 4 (Interpretation of the Terms of Use)

1. The Company may establish separate operating policies in addition to these Terms of Use, and in the event of any conflict between such policies and these Terms of Use, the individual operating policy prevails.
2. Matters not stipulated in these Terms of Use and the interpretation thereof are governed by the operating policies, service guidelines, and applicable laws and regulations.

Article 5 (Conclusion of the Service Agreement)

1. The service agreement is concluded when a person who wishes to become a Member (the "Applicant") consents to these Terms of Use, completes the application for registration in accordance with the procedures established by the Company, and the Company accepts such application. If the Company accepts the application for registration, the Company notifies the Member of the Member's ID and any other information that the Company deems necessary for the creation of the account.
2. The Company may refuse to accept an Applicant's application if any of the grounds set forth in the following subparagraphs applies, and if any such ground is identified after registration, the Company may revoke its acceptance or terminate the service agreement.
   • A. Where the Applicant has previously lost Member status under these Terms of Use
   • B. Where the Applicant uses a name other than their real name or the name of another person
   • C. Where the Applicant does not apply for an ID using a business email address
   • D. Where the Applicant enters or provides false or incorrect information, or fails to enter the information requested by the Company
   • E. Where acceptance is not possible due to reasons attributable to the Applicant, or where the Applicant applies in violation of any of the matters stipulated in these Terms of Use
   • F. Where the Applicant is under 14 years of age at the time of application
   • G. Where the Applicant applies for the purpose of impairing public peace and order or public morals.
3. The service agreement is deemed concluded at the time the Company approves the Member's ID and issues the account.

Article 6 (Protection of Personal Information)

The Company endeavors to protect Members' personal information in accordance with applicable laws and regulations, including the Personal Information Protection Act. The protection and use of personal information are governed by applicable laws and regulations and the Company's Privacy Policy. However, the Company's Privacy Policy does not apply to linked pages other than those created by the Company.

Article 7 (Notice to Members)

1. Unless otherwise stipulated in these Terms of Use, the Company may give notice to a Member via the email address registered in the Services.
2. In the case of notice to all Members, the Company may substitute the notice under Paragraph 1 by posting it on the initial screen of the Service website for seven (7) days or more.

Article 8 (Obligations of the Company)

1. The Company complies with applicable laws and regulations and these Terms of Use, and uses its best efforts to provide the Services on a continuous and stable basis.
2. The Company must maintain a security system for the protection of personal information so that Members can use the Services safely, and discloses and complies with its Privacy Policy.
3. The Company's executives and employees must not disclose or distribute Members' personal information obtained in connection with the provision of the Services to any third party other than the Member, and any violation may constitute grounds for removal from office. However, this does not apply where such information is requested by a competent authority for investigative purposes under applicable laws and regulations, or where it is provided to a credit information company or credit information collection agency due to the Member's default on the Company's service fees.
4. If the Company deems an opinion or complaint raised by a Member in connection with the use of the Services to be justified, the Company must address it, and may communicate the handling process and results to the Member through the initial screen of the Service website, email, or other means.
5. The Company uses its best efforts to provide convenience with respect to the procedures and terms relating to its agreements with Members, including the conclusion, modification, and termination of the service agreement.
6. The Company may use information provided by Members, including Members' search results, and personal information by applying statistical methods and other techniques within the scope permitted by applicable laws and regulations, in order to operate high-quality Services and to develop new services and improve existing ones.

Article 9 (Obligations of Members)

1. Members must pay the Service fees agreed with the Company on the designated date.
2. Members must comply with applicable laws, the provisions of these Terms of Use, the service guidelines, the precautions announced in connection with the Services, and the matters notified by the Company, and must not engage in any act that interferes with the Company's business.
3. Members must not engage in any of the following acts.
   • A. Violating these Terms of Use
   • B. Hacking the Services or using similar programs to impede the normal operation of the Services (e.g., hacking, distribution of viruses, DDoS attacks)
   • C. Any act intended to reproduce, disassemble, imitate, or otherwise alter the Services without the Company's consent, including copying, modifying, distributing, selling, leasing, or reverse engineering the Services or any part of the software included therein, or attempting to extract the source code thereof
   • D. Disseminating false information about the Services or interfering with the Company's business
   • E. Modifying information posted by the Company, or transmitting or posting information other than that designated by the Company
   • F. Infringing the intellectual property rights, including copyrights, of the Company or any third party
   • G. Using the Services for commercial purposes without the Company's consent. Members must not conduct any business activities using the Services without the Company's prior consent, and the Company is not liable for any consequences arising therefrom.
   • H. Misappropriating another person's information or another person's ID
   • I. Illegally manipulating the Services by technical means, including the use of malicious programs or bugs or the exploitation of system vulnerabilities, or causing a load on the Company's servers and network systems
   • J. Reproducing or altering information obtained from the Services without the Company's prior consent and using it for publication, broadcasting, or other purposes, or providing it to any third party
   • K. Any other unlawful act in violation of applicable laws and regulations, or any act in violation of matters additionally announced in connection with the Services
   A Member who violates any of the matters set forth in the subparagraphs above may be subject to compulsory withdrawal of membership and bears civil and criminal liability.
4. If the Company requests a Member to provide materials or to explain the relevant facts in order to verify whether this Article has been violated, the Member must cooperate in good faith with such request.
5. Members are responsible for all management of their IDs and passwords. If a Member's ID is used without authorization, the Member must notify the Company of such fact.
6. The information entered in the application form must be consistent with current facts. If any information entered at the time of the application for registration changes, the Member must promptly correct it or request the Company to correct it, and the Member is responsible for any problems arising from the failure to correct such changes.
7. If a Member becomes liable to the Company or a third party as a result of violating the provisions of these Terms of Use and the Company incurs damages as a result, the Member who violated these Terms of Use must compensate the Company for all damages incurred.

Article 10 (Provision of the Services)

1. The Company makes the Services available to Members who have entered into a service agreement in accordance with the provisions of Article 5. However, for certain Services, the Company may commence the Services from a designated date as necessary.
2. As a general principle, the Services are provided 365 days a year, 24 hours a day. However, the Company may temporarily suspend all or part of the Services in any of the following cases. In such cases, the Company announces the reason for and period of the suspension in advance in the manner set forth in Article 7. However, where there are unavoidable circumstances that make prior announcement impossible, the Company may make the announcement afterwards.
   • A. Where necessary for system operation, such as system inspection, additional installation or replacement of systems, or maintenance
   • B. Where normal provision of the Services is impossible due to a failure of Service facilities, a surge in Service usage, or maintenance or inspection of facilities by a telecommunications carrier
   • C. Where an unforeseen interruption of the Services occurs due to a failure in equipment or facilities not directly owned or operated by the Company
   • D. Where a failure occurs on the network path of a telecommunications carrier as defined in the Telecommunications Business Act
   • E. Where circumstances beyond the Company's control arise, such as war, natural disaster, or a national emergency equivalent thereto
3. The Company may conduct regular inspections where necessary for the provision of the Services, and the specific times of such regular inspections are as announced in the manner set forth in Article 7.
4. The Company is not liable for any suspension of the Services where prior announcement has been made pursuant to Paragraphs 2 and 3.
5. If a Paid Service user is unable to use their Paid Services due to reasons attributable to the Company, and the Services remain continuously unavailable for four (4) hours or more from the time the user notifies the Company of such fact or the time the Company knew or could have known of such fact, the Company extends the expiration date of the Paid Services in accordance with the standards set forth below.
   • A. Continuous unavailability of the Services for 4 to 8 hours → 1-day extension
   • B. Continuous unavailability of the Services for 9 to 16 hours → 3-day extension
   • C. Continuous unavailability of the Services for 17 to 24 hours → 5-day extension

Article 11 (Modification of the Services)

1. The Company may modify the contents of the Services and operational and technical matters relating thereto in order to provide the Services on a stable basis.
2. If the Company modifies the Services, the Company announces the modification in advance, specifying the details of the modification and the effective date. However, where the Company modifies substantive matters relating to Members' rights or obligations or to the use of the Services, the Company announces the modification from seven (7) days prior to the effective date, and where the modification is unfavorable to Members, from thirty (30) days prior to the effective date.
3. The Company may modify, suspend, or change all or part of the Services provided free of charge as required by the Company's policies and operational needs, and provides no separate compensation to Members in this regard unless otherwise specifically stipulated by applicable laws.
4. If a Member does not agree to a modification of the Services, the Member may express refusal to the Company and terminate the service agreement.

Article 12 (Types of the Services)

1. The Company may provide free Services that Members can use without paying any separate fee, as well as Paid Services that Members can use upon payment of the fees set by the Company in advance. The Services provided by the Company are provided differentially according to Member status, and a Free Member may also receive all Paid Services as a Paid Member upon entering into a Paid Service agreement.
2. Paid Services and all content purchased through Paid Services may be used from the commencement of use for as long as the Services continue. If the Services are discontinued, the period of use runs until the discontinuation date announced in the notice of discontinuation. Accordingly, the right to use may be lost upon termination of the Services.
3. The method of payment, the period of use, and the conditions for the use of Paid Services may be determined in accordance with the methods established by the Company in advance.

Article 13 (Provision of Content and Copyright)

1. All content provided by the Company through the Services is protected by intellectual property rights, and may not be leased, distributed, or sold under any circumstances without the Company's prior consent.
2. Any loss or other problem arising from the unauthorized use of Content is solely the responsibility of the individual Member at their own discretion, and the Company is not liable therefor.
3. Members must not use Content posted in the Services for commercial purposes or for other personal gain without authorization. Quoting or excerpting, reproducing, altering, transferring, publishing, displaying, or modifying the Company's Content and distributing it to third parties for commercial purposes is prohibited. However, Content may be quoted where used for non-commercial purposes or where prior agreement has been reached with the Company regarding the scope of Content that may be used. Even in such cases, the source must be attributed as "S2W" and the rules agreed upon in the agreement between the parties must be observed.
4. If a Member causes damage to the Company by misappropriating Content posted in the Services without authorization, the Member must provide compensation in accordance with legal procedures.

Article 14 (Provision of Information and Placement of Advertisements)

1. The Company may provide Members with various information deemed necessary during their use of the Services by email or other means.
2. The Company may provide the promotional information referred to in the preceding paragraph to users who have separately consented to the receipt of marketing and promotional information. Users may opt out of such receipt at any time.
3. Notwithstanding the proviso to Paragraph 2 of this Article, the Company may provide Members with information that Members must be aware of in connection with the Services, such as announcements, by posting it on the Service screen, displaying pop-up windows, or other means, regardless of whether the Member has consented.
4. The Company is not liable for any loss or damage arising from a Member's participation in, communication with, or transactions in connection with an advertiser's promotional activities posted in or conducted through the Services.

Article 15 (Ownership of Rights)

1. All copyrights and intellectual property rights in the Services belong to the Company.
2. In connection with the Services, the Company grants Members only the right to use the Services in accordance with the terms of use established by the Company, and Members must not transfer, sell, pledge, or otherwise dispose of such right.

Article 16 (Restrictions on Use)

1. In any of the following cases, the Company may immediately suspend the provision of the Services to the relevant Member, and the Company provides no separate compensation in this regard.
   • A. Where a Member violates these Terms of Use or applicable laws and regulations (including the Act on Promotion of Information and Communications Network Utilization and Information Protection, the Personal Information Protection Act, and the Copyright Act) in the course of using the Services
   • B. Where a Member infringes the rights of the Company or any third party, including copyrights, in the course of using the Services
   • C. Where a Member acts in violation of sound social order or against public morals and public order in the course of using the Services
   • D. Where a Member improperly accesses or attempts to access the Company's systems and servers, including by causing an overload on the Company's systems or servers, gaining mechanical access through automated programs, or intruding or attempting to intrude
   • E. Where a Member violates the operating policies or announcements expressly published by the Company
   • F. Where the same Member registers more than once using different IDs, or misappropriates another person's ID and password
2. If the Company restricts the use of the Services pursuant to this Article or terminates the service agreement pursuant to Article 19, the Company notifies the Member in the manner set forth in Article 7.
3. Members may file an objection to any restriction on use under this Article in accordance with the procedures established by the Company. If the Company deems the objection to be justified or confirms that the grounds for the restriction have been resolved, the Company immediately resumes the provision of the Services.

Article 17 (Termination of the Service Agreement)

1. If a customer wishes to terminate the service agreement, the customer must notify the Company at least thirty (30) days in advance in accordance with the procedures and methods announced by the Company. If any unpaid Service fees have accrued as of the termination date requested by the customer, the termination is completed only upon payment of such fees in full.
2. Services provided free of charge may be automatically terminated upon termination of the service agreement without separate notice.
3. If there are material grounds under which this service agreement cannot be maintained, such as a Member engaging in acts prohibited by these Terms of Use, the operating policies established thereunder, or applicable laws and regulations, the Company may terminate the service agreement by giving reasonable prior notice and specifying a period.
4. Upon completion of the termination of the service agreement, all of the Member's information is deleted, except for information retained by the Company in accordance with applicable laws and regulations and the Privacy Policy.
5. Notwithstanding the preceding paragraph, if the Company terminates the service agreement pursuant to Paragraph 2, the Company may retain the Member's information for a certain period for purposes such as receiving and handling the Member's objections, and deletes the Member's information after such period has elapsed.
6. The Company and the Member may agree in advance on the term of the service agreement. If neither the customer nor the Company gives notice of its intention not to renew the service agreement by no later than thirty (30) days prior to the expiration date of the term, the term of the service agreement is deemed extended on the same conditions.

Article 18 (Termination of the Service Agreement by the Company)

1. If a customer's use of the Services falls under any of the following subparagraphs, the Company may terminate the service agreement unilaterally without separate consultation. In such cases, the remaining Service fees are not refunded in principle.
   • A. Where the customer takes no appropriate action regarding the non-payment of Service fees
   • B. Where the information entered in the application for use is found to be false
   • C. Where the customer intentionally interferes with the Company's operation of the Services and thereby causes damage to the Company
   • D. Where the customer fails to take appropriate action in response to a request for remedy under Article 18
   • E. Where a government agency requests the suspension of the provision of the Services on the grounds that the customer's purpose and method of using the Services violate domestic or international law
   • F. Where the Company determines that the customer's continued use of the Company's Services, given the customer's purpose and method of use, may give rise to a legal dispute between the Company and a government agency, and the customer fails to submit supporting materials upon the Company's request
   • G. Where the customer damages, or attempts to damage, the Company's Services or another customer's server through unnecessary acts using the Company's Services

Article 19 (Limitation of Liability)

1. The Company is not liable in connection with the use of free Services unless otherwise specifically stipulated by applicable laws, and, in the case of Paid Services, bears no liability except where such liability arises from the Company's willful misconduct or negligence.
2. The Company is released from liability for the provision of the Services if it is unable to provide the Services due to force majeure, such as natural disasters, DDoS attacks, IDC failures, or line failures of telecommunications carriers.
3. The Company is not liable for any impediment to the use of the Services arising from reasons attributable to the Member.
4. The Company is not liable for the reliability, accuracy, or other aspects of any information, materials, or facts posted by Members in connection with the Services.
5. The Company is not liable for a Member's failure to obtain the expected benefits from the use of the Services, and is released from liability for any damages arising from the Member's selection or use of the Services.
6. The Company is not liable for any problems arising from a Member's mobile environment or from security issues outside the Company's scope of control, or for any problems arising without reasons attributable to the Company, such as network hacking that is difficult to defend against with current security technology.
7. The Company bears no liability whatsoever for any damage arising from a Member's disclosure or provision of their own personal information to another person.
8. Members bear all risks arising from the Company's Services, and the Company expressly disclaims all warranties and conditions, including warranties of merchantability, fitness for a particular purpose, title, intellectual property rights or non-infringement of intellectual property rights, the accuracy and integrity of information, and any other warranties that may be implied in the course of dealing. The Company does not warrant that the functions included in the Services will meet the customer's requirements, or that no temporary interference with or error in the operation of the customer's computer will occur when using the Services. The Company excludes all warranties that may be excluded to the extent permitted by applicable laws and bears no liability for any damage.

Article 20 (Governing Law and Jurisdiction)

1. Any dispute arising between the Company and a Member is governed by the laws of the Republic of Korea.
2. If a lawsuit is filed in relation to a dispute arising from the use of the Services, the court having jurisdiction over the location of the Company's head office is the competent court.
3. Notwithstanding the preceding provisions, if the applicable law of the country in which the user is located interprets these Terms of Use differently, the law of that country may take precedence in the interpretation and application of these Terms of Use.

Chapter 2. S2W Website Terms of Use

Article 1 (Purpose)

These Terms of Use set forth the matters required between users and S2W Inc. (the "Company") in connection with the use of the online information services (the "Services") provided by the Company through this website (https://s2w.inc/).

Article 2 (Definitions)

The definitions of the terms used in these Terms of Use are as follows.

1. "Website" means the virtual space (https://s2w.inc/) established by the Company to provide the Services to users.
2. "User" means a person who accesses the Website and receives the Services provided by the Company under these Terms of Use, including both Members and non-Members.
3. "Content" means all types of information and outputs provided to users through the Services, including report materials on the Resources webpage.

Article 3 (Posting and Amendment of the Terms of Use)

1. Users must comply with these Terms of Use when accessing and using this Website.
2. The Company posts these Terms of Use on the Website in a manner that is readily accessible to users.
3. The Company may amend these Terms of Use as necessary, provided that such amendment does not violate applicable laws and regulations.
4. If the Company amends these Terms of Use, the Company announces the amended Terms of Use, together with the current Terms of Use, in the manner set forth in Paragraph 1, specifying the effective date and the reasons for the amendment, from seven (7) days prior to the effective date until the day preceding the effective date. However, if the amendment is unfavorable to users, the Company announces it from thirty (30) days prior to the effective date.

Article 4 (Interpretation of the Terms of Use)

1. The Company may establish separate operating policies in addition to these Terms of Use, and in the event of any conflict between such policies and these Terms of Use, the terms of use of the individual service prevail.
2. Matters not stipulated in these Terms of Use and the interpretation thereof are governed by the operating policies, service guidelines, and applicable laws and regulations.

Article 5 (Protection of Personal Information)

The Company endeavors to protect users' personal information in accordance with applicable laws and regulations, including the Personal Information Protection Act. The protection and use of personal information are governed by applicable laws and regulations and the Company's Privacy Policy. However, the Company's Privacy Policy does not apply to linked pages other than those created by the Company.

Article 6 (Notice to Users)

1. Unless otherwise stipulated in these Terms of Use, the Company may give notice to users via the email address registered in the Services.
2. In the case of notice to all users, the Company may substitute the notice under Paragraph 1 by posting it on the initial screen of the Service website for seven (7) days or more.

Article 7 (Obligations of the Company)

1. The Company complies with applicable laws and regulations and these Terms of Use, and uses its best efforts to provide the Services on a continuous and stable basis.
2. The Company must maintain a security system for the protection of personal information so that users can use the Services safely, and discloses and complies with its Privacy Policy.
3. The Company's executives and employees must not disclose or distribute users' personal information obtained in connection with the provision of the Services to any third party other than the user, and any violation may constitute grounds for removal from office.
4. If the Company deems an opinion or complaint raised by a user in connection with the use of the Services to be justified, the Company must address it, and may communicate the handling process and results to the user through the initial screen of the Service website, email, or other means.

Article 8 (Obligations of Users)

1. Users must comply with applicable laws, the provisions of these Terms of Use, the service guidelines, the precautions announced in connection with the Services, and the matters notified by the Company, and must not engage in any act that interferes with the Company's business.
2. Users must not engage in any of the following acts.
   • A. Violating these Terms of Use
   • B. Hacking the Services or using similar programs to impede the normal operation of the Services (e.g., hacking, distribution of viruses, DDoS attacks)
   • C. Reproducing, disassembling, imitating, or otherwise altering the Services through reverse engineering, decompilation, disassembly, or any other form of processing
   • D. Processing the response scripts provided by the Services and using them as training data without authorization
   • E. Disseminating false information about the Services or interfering with the Company's business
   • F. Modifying information posted by the Company
   • G. Infringing the intellectual property rights, including copyrights, of the Company or any third party
   • H. Entering obscene or violent messages, images, audio, or other information contrary to public order and morals into the Services
   • I. Using the Services for commercial purposes without the Company's consent
   • J. Misappropriating another person's information
   • K. Illegally manipulating the Services by technical means, including the use of malicious programs or bugs or the exploitation of system vulnerabilities, or causing a load on the Company's servers and network systems
   • L. Any other unlawful act in violation of applicable laws and regulations, or any act in violation of matters additionally announced in connection with the Services
   A user who violates any of the matters set forth in the subparagraphs above may have their use of the Services restricted and bears civil and criminal liability.
3. If the Company requests a user to provide materials or to explain the relevant facts in order to verify whether this Article has been violated, the user must cooperate in good faith with such request.

Article 9 (Provision of the Services)

1. As a general principle, the Services are provided 365 days a year, 24 hours a day; however, the Company may temporarily suspend all or part of the Services in any of the following cases. In such cases, the Company announces the reason for and period of the suspension in advance in the manner set forth in Article 6. However, where there are unavoidable circumstances that make prior announcement impossible, the Company may make the announcement afterwards.
   • A. Where necessary for system operation, such as regular system inspection, expansion or replacement of servers, or network instability
   • B. Where normal provision of the Services is impossible due to a power outage, a failure of Service facilities, a surge in Service usage, or maintenance or inspection of facilities by a telecommunications carrier
   • C. Where circumstances beyond the Company's control arise, such as war, armed conflict, natural disaster, or a national emergency equivalent thereto
2. The Company may conduct regular inspections where necessary for the provision of the Services, and the specific times of such regular inspections are as announced on the Service screen.

Article 10 (Modification of the Services)

1. The Company may modify the contents of the Services and operational and technical matters relating thereto in order to provide the Services on a stable basis.
2. If the Company modifies the Services, the Company announces the modification in advance, specifying the details of the modification and the effective date. However, where the Company modifies substantive matters relating to users' rights or obligations or to the use of the Services, the Company announces the modification from seven (7) days prior to the effective date, and where the modification is unfavorable to users, from thirty (30) days prior to the effective date.
3. The Company may modify, suspend, or change all or part of the Services provided free of charge as required by the Company's policies and operational needs, and provides no separate compensation to users in this regard unless otherwise specifically stipulated by applicable laws.

Article 11 (Provision of Content and Copyright)

1. The copyrights in all Content provided on the Website and within the Services belong to the Company.
2. The Company neither assumes responsibility for nor warrants the truthfulness or accuracy of the Content.
3. Any loss or other problem arising from the unauthorized use of Content is solely the responsibility of the individual user at their own discretion, and the Company is not liable therefor.
4. Users must not use Content posted in the Services for commercial purposes or for other personal gain without authorization.
5. If a user causes damage to the Company by misappropriating Content posted in the Services without authorization, the user must provide compensation in accordance with legal procedures.

Article 12 (Provision of Information and Placement of Advertisements)

1. The Company may provide users with various information deemed necessary during their use of the Services by email or other means.
2. Users consent to the provision of information and advertisements under Paragraph 1 of this Article. However, a user who receives an email containing an advertisement may opt out of such receipt by notifying the Company.
3. Notwithstanding the proviso to Paragraph 2 of this Article, the Company may provide users with information that users must be aware of in connection with the Services, such as announcements, by posting it on the Website screen, displaying pop-up windows, or other means, regardless of whether the user has consented.
4. The Company is not liable for any loss or damage arising from a user's participation in, communication with, or transactions in connection with an advertiser's promotional activities posted in or conducted through the Services.

Article 13 (Ownership of Rights)

1. Copyrights and intellectual property rights in the Services belong to the Company.
2. In connection with the Services, the Company grants users only the right to use the Services in accordance with the terms of use established by the Company, and users must not transfer, sell, pledge, or otherwise dispose of such right.

Article 14 (Restrictions on Use)

1. In any of the following cases, the Company may immediately suspend the provision of the Services to the relevant user, and the Company provides no separate compensation in this regard.
   • A. Where a user violates these Terms of Use or applicable laws and regulations (including the Act on Promotion of Information and Communications Network Utilization and Information Protection, the Personal Information Protection Act, and the Copyright Act) in the course of using the Services
   • B. Where a user infringes the rights of any third party, including copyrights, in the course of using the Services
   • C. Where a user acts in violation of sound social order or against public morals and public order in the course of using the Services
   • D. Where a user improperly accesses or attempts to access the Company's systems and servers, including by causing an overload on the Company's systems or servers, gaining mechanical access through automated programs, or intruding or attempting to intrude
   • E. Where a user violates the operating policies or announcements expressly published by the Company
2. If the Company restricts the use of the Services pursuant to this Article, the Company notifies the user in the manner set forth in Article 6.
3. Users may file an objection to any restriction on use under this Article in accordance with the procedures established by the Company. If the Company deems the objection to be justified, the Company immediately resumes the provision of the Services.

Article 15 (Limitation of Liability)

1. The Company is released from liability for the provision of the Services if it is unable to provide the Services due to force majeure, such as natural disasters, DDoS attacks, IDC failures, or line failures of telecommunications carriers.
2. The Company is not liable for any impediment to the use of the Services arising from reasons attributable to the user.
3. The Company is not liable in connection with the use of Services provided free of charge unless otherwise specifically stipulated by applicable laws.
4. The Company is not liable for a user's failure to obtain the expected benefits from the use of the Services, and is released from liability for any damages arising from the user's selection or use of the Services.
5. The Company is not liable for any problems arising from a user's mobile environment or from security issues outside the Company's scope of control, or for any problems arising without reasons attributable to the Company, such as network hacking that is difficult to defend against with current security technology.
6. The Company bears no liability whatsoever for any damage arising from a user's disclosure or provision of their own personal information to another person.

Article 16 (Governing Law and Jurisdiction)

1. Any dispute arising between the Company and a user is governed by the laws of the Republic of Korea.
2. If a lawsuit is filed in relation to a dispute arising from the use of the Services, the court having jurisdiction over the location of the Company's head office is the competent court.
3. Notwithstanding the preceding provisions, if the applicable law of the country in which the user is located interprets these Terms of Use differently, the law of that country may take precedence in the interpretation and application of these Terms of Use.

Supplementary Provisions

These Terms of Use apply from July 2, 2026.

Users or Members who used the Services prior to the effective date of the amended Terms of Use are subject to the amended Terms of Use.